ATM Rules India April 1 2026: Starting April 1, 2026, ATM rules or money rules of various banks will change for thousands of customers. This includes UPI cash withdrawals from HDFC Bank, a daily cash withdrawal limit by Punjab National Bank (PNB), and the launch of a QR-based cash withdrawal facility by Jio Payments Bank.
HDFC Bank UPI Cash withdrawal
HDFC Bank has said that cash withdrawals via UPI at ATMs will be chargeable. Users will have to pay monthly for UPI-based cash withdrawal. Additionally, IPI-based cash withdrawal will be counted in the total number of free transactions allowed.
Customers will have to pay Rs 23 per transaction plus taxes if they exceed the monthly limit. HDFC Bank allows its customers to withdraw cash five times without any charge via ATMs.
PNB ATM Withdrawal Limit
Punjab National Bank (PNB) has announced that it will revise its daily cash withdrawal limit from ATM. PNB will now allow cash withdrawal between Rs 50,000 and Rs 75,000 daily. This will, however, depend on the card type.
Jio Payments Bank QR Cash Withdrawal
Jio Payments Bank, a subsidiary of Jio Financial Services, will launch a new QR code-based cash withdrawal system for its customers. It means that Jio Payments Bank customers can withdraw money or cash just by scanning a UPI QR code. They need to authorise the transaction through a UPI app.
